• Leasing converts a big cash price to a lower monthly payment. You can get the equipment you need today.

  • Leasing enables corporate buyers to get around budget restrictions that prevent them from buying - without getting authorization from someone higher up.

  • If your lease is a "fair market value" (FMV) lease, you can generally deduct 100% of the monthly lease payment for tax purposes - a dollar for dollar write-off. If the payment was for a loan, that wouldn't be true.

  • Leasing permits you to use the equipment you need, for as long as you need it, for a low monthly payment that will never go up, even if interest rates skyrocket.

  • Leasing is a hedge against inflation: You will have acquired today's equipment with tomorrow's cheaper dollars.

  • Leasing prevents equipment obsolescence. When the lease term is up, return the equipment to the leasing company and trade up to a new model. Or, you can keep the equipment, either buying it or continuing to lease on a month-to-month basis.

  • Unlike some loan programs, leasing requires no down payment.

  • Leasing enables you to use the equipment without tying up your vital cash flow or credit lines.


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©2008 Studebaker-Worthington Leasing